Terms of Service

Last Updated: November 6, 2024

1. Acceptance of Terms

By accessing or using ExpenseLyft ("Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our Service.

2. Description of Service

ExpenseLyft is a web-based expense tracking platform that provides:

• Receipt scanning with OCR (Optical Character Recognition) technology
• End-to-end encryption for your financial data
• Expense categorization and analytics
• Multi-currency support
• CSV import and export functionality
• Cloud storage for receipts and expense data

3. Account Registration

3.1 Account Creation

To use ExpenseLyft, you must:

• Be at least 18 years old or have parental/guardian consent
• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account

3.2 Account Security

You are responsible for maintaining the confidentiality of your login credentials. You must notify us immediately of any unauthorized access to your account.

4. Subscription Plans

4.1 Free Plan

Our Free plan includes:

• Up to 50 expenses per month
• Basic features as described on our pricing page
• No credit card required

4.2 Pro Plan

Our Pro plan ($3.99/month) includes:

• Unlimited expenses
• Advanced features as described on our pricing page
• Priority customer support

4.3 Payment Terms

• Subscriptions are billed monthly in advance
• Prices are subject to change with 30 days notice
• All fees are non-refundable except as required by law
• You can cancel your subscription at any time

5. User Content and Data

5.1 Your Data

You retain all rights to the expense data and receipts you upload to ExpenseLyft. We claim no ownership over your content.

5.2 Data Security

We implement end-to-end encryption to protect your data. However, you acknowledge that no method of transmission over the internet is 100% secure.

5.3 Data Backup

While we regularly back up our systems, you are responsible for maintaining your own backups of important data.

6. Acceptable Use

You agree not to:

• Use the Service for any illegal purpose
• Violate any laws in your jurisdiction
• Infringe upon or violate our intellectual property rights
• Upload malicious code, viruses, or harmful content
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the Service
• Use the Service to store or transmit infringing content
• Reverse engineer or attempt to extract source code

7. Intellectual Property

The Service and its original content, features, and functionality are owned by ExpenseLyft and are protected by international copyright, trademark, and other intellectual property laws.

8. Third-Party Services

Our Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites.

9. Service Availability

We strive to provide uninterrupted service, but we do not guarantee:

• The Service will be available at all times
• The Service will be error-free or secure
• Any defects will be corrected

We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

10. Termination

10.1 By You

You may terminate your account at any time by contacting us or using the account deletion feature in your settings.

10.2 By Us

We may terminate or suspend your account immediately, without prior notice, if you:

• Breach these Terms
• Engage in fraudulent activity
• Violate applicable laws
• Fail to pay subscription fees

10.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. We may delete your data after account termination, though we may retain certain data as required by law.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, EXPENSELYFT SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

13. Indemnification

You agree to indemnify and hold harmless ExpenseLyft and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party

14. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

15. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

• Posting the updated Terms on our website
• Sending an email notification to registered users
• Displaying a notice in the application

Your continued use of the Service after changes constitutes acceptance of the modified Terms.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which ExpenseLyft operates, without regard to its conflict of law provisions.

17. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through:

1. Good faith negotiation between parties
2. Mediation, if negotiation fails
3. Binding arbitration or court proceedings as a last resort

18. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

19. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ExpenseLyft regarding the use of the Service.

20. Contact Information

If you have any questions about these Terms of Service, please contact us at:

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Acknowledgment: By using ExpenseLyft, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.